I think that there are a few mods that are closely related to this, but the terms are quite ambiguous and I apologize if this has already been requested.
In short, give Admin the ability to create default Albums so that when a new user registers, the albums are created automatically and waiting for them upon their first login.
hahaha, yah, I think I told you about that mods and they may be helpful for some users. Still, having a lot of albums needs CPU. And having a lot of (invisible) albums burning CPU cycles doesn't make me feel comfortable. My last bigger gallery had 10k users but only ~20 were using their personal gallery. In that scenario I'd have created 10k albums for nothing.
It'll be nice as a plugin... (imho)
Feature has been added to devel branch on 2006-09-06, i.e. it will be in cpg1.5.x ;).