Please Help-I'm a newbie and having problem uploading images

[fairygirl]

First, let me say that I'm sorry if this is in the wrong place. I had someone install Coppermine for me recently(within the last month) so I'm figuring its the new download. Anyway, I  have my gallery set and am ready to upload images and allow others to do the same and it wont let us. I got the following message:

Warning: move_uploaded_file(./albums/edit/mHTTP_temp_dfffd6c9.JPG): failed to open stream: Permission denied in E:\webspace\mywahmweb\ness27\scraptabulous.com\www \gallery\upload.php on line 1197

Warning: move_uploaded_file(): Unable to move 'C:\PHP\uploadtemp\phpDD9.tmp' to './albums/edit/mHTTP_temp_dfffd6c9.JPG' in E:\webspace\mywahmweb\ness27\scraptabulous.com\www \gallery\upload.php on line 1197

Ok, can you make heads or tails of this? I came to the Coppermine forum and read the post about folders etc. and it's just mumbo jumbo to me. I'm sorry I'm a Coppermine idiot and can't figure it out. Are these things I can I do fix or does my host need to set permission? Is this something in the Coppermine files or possibly something else.  If you have any ideas or can help-please help!!!
Thanks

[OmegaGOD]

Make sure that the ./albums directory and ./albums/edit directory is writeable by the webserver. (You will need to change the folder permissions in IIS)

[Joachim Müller]

http://coppermine.sourceforge.net/tutorial/permissions/iis.php